Patient Fees – Public healthcare in Finland is not free, though charges are very reasonable. Public healthcare is the responsibility of municipalities, and is primarily funded by taxation. It is also funded by patient fees. The maximum fees municipalities can charge are stipulated in the Act and Decree on Social and Health Care Client Fees,
Maximum Patient Fees In 2022 the maximum out-of-pocket fee for treatment in primary health care ex. seeing a doctor at a health centre, is €20.90 ; this may be charged a maximum of three times per year. Fees for public healthcare have an upper limit per calendar year, beyond which clients are no longer required to pay (this does not apply to short-term institutional care).
Maximum patient fees, including hospital and dental fees, can be found in Finnish at the Ministry of Social Affairs and Health stm.fi/terveydenhuollon-maksut Low Income Households If the standard fees will undermine statutory maintenance obligations of clients or their families, municipalities must determine charges according to clients’ ability to pay,
How much does healthcare cost in Finland?
Current expenditures on health per capita in current US dollars. Estimates of current health expenditures include healthcare goods and services consumed during each year.
Finland healthcare spending for 2019 was $4,450, a 1.45% decline from 2018. Finland healthcare spending for 2018 was $4,516, a 6.67% increase from 2017. Finland healthcare spending for 2017 was $4,233, a 3.08% increase from 2016. Finland healthcare spending for 2016 was $4,107, a 0.49% decline from 2015.
| Similar Country Ranking | |
|---|---|
| Country Name | Per Capita (US $) |
| United States | $10,921 |
| Switzerland | $9,666 |
| Norway | $8,007 |
| Iceland | $6,275 |
| Luxembourg | $6,221 |
| Denmark | $6,003 |
| Sweden | $5,671 |
| Germany | $5,440 |
| Ireland | $5,429 |
| Australia | $5,427 |
| Netherlands | $5,335 |
| Austria | $5,242 |
| Canada | $5,048 |
| Belgium | $4,960 |
| France | $4,492 |
| Finland | $4,450 |
| Japan | $4,360 |
| United Kingdom | $4,313 |
| New Zealand | $4,211 |
| Israel | $3,456 |
| San Marino | $3,051 |
| Monaco | $2,906 |
| Italy | $2,906 |
| Andorra | $2,744 |
| Spain | $2,711 |
| Singapore | $2,633 |
| South Korea | $2,625 |
| Malta | $2,532 |
| Palau | $2,356 |
| Portugal | $2,221 |
| Slovenia | $2,219 |
| Bahamas | $2,005 |
| Cyprus | $1,996 |
| Czech Republic | $1,844 |
| UAE | $1,843 |
| Qatar | $1,807 |
| Kuwait | $1,759 |
| Uruguay | $1,661 |
| Estonia | $1,599 |
| Greece | $1,501 |
| Chile | $1,376 |
| Lithuania | $1,370 |
| Slovak Republic | $1,342 |
| Saudi Arabia | $1,316 |
| Panama | $1,193 |
| Trinidad and Tobago | $1,168 |
| Latvia | $1,167 |
| Barbados | $1,143 |
| St. Kitts and Nevis | $1,088 |
| Hungary | $1,062 |
| Croatia | $1,040 |
| Poland | $1,014 |
| Argentina | $946 |
| Bahrain | $940 |
| Seychelles | $840 |
| Antigua and Barbuda | $760 |
| Brunei | $672 |
| Oman | $625 |
table>
Is treatment free in Finland?
You are entitled to necessary medical treatment in both Finland and the country of residence. You will be charged a fee for the treatment corresponding to the fee paid by local residents.
What if I get sick in Finland?
Coming from outside EU countries – You are entitled to urgent medical care within Finnish public health care. You may also seek treatment in private health care. You are responsible for all treatment costs yourself. It is recommended to take out travel insurance.
- If you reside permanently in Australia, you are entitled to receive medically necessary treatment within public health care during your stay in Finland.
- You will receive treatment within public health care at the same client fees as Finnish residents when you present a valid Australian passport.
- You can also demonstrate your right to treatment by using a passport from another country if it indicates your unlimited right of residence in Australia.
Your permanent address of residence must be in Australia. You can also use the services of Finland’s private health care and you can apply for reimbursement from Kela for the costs of medically necessary treatment. If you arrived from Great Britain or Northern Ireland and are staying in Finland temporarily, you can prove your right to medically necessary treatment with either the European Health Insurance Card issued during the EU membership of Great Britain or the Brexit transition period, the Citizens Rights Card or the Global Health Insurance Cards (GHIC).
Is Finland affordable to live?
The standard living costs in Finland – The average living costs in Finland are generally between 600 to 900 EUR per month. The living costs certainly depend on which city you live in and what kind of accommodation you specifically choose. Helsinki metropolitan area is surely more costly because it is the capital of Finland. 
City of Tampere, Laura Vanzo
Is dental free in Finland?
In Finland, adults and children receive affordable dental care at health and social services centre centres or dental clinics. You can also make an appointment with a private dentist. Even if you have no pain or other symptoms, it is important to have regular dental check-ups.
Dental illnesses are easier to treat if discovered before any symptoms occur. Oral and dental health affect your overall health. If you have a municipality of residence in Finland, you are entitled to use public dental health services (suun terveydenhuolto). You can find more information on the InfoFinland web page Municipality of residence in Finland,
In case of emergency, you can use municipal services even if you do not have a municipality of residence in Finland or a residence permit. The medical costs can be collected from you afterwards. When you wish to make an appointment with a dentist or dental hygienist, call the dental care appointments desk in your locality.
If you do not need urgent treatment, you may have to wait several months. You should get treatment in six months from your call, at the latest. In different wellbeing services counties, you can find public dental care services under the names suun terveydenhuolto, hammashoito or suun terveys. When you need urgent care and want to make an appointment, call your local oral health care emergency services (suun terveydenhuollon päivystys).
Make an appointment for urgent care if you have a severe ache or swelling, or you have been seriously injured in your mouth or face. That way you will receive treatment quickly. In the evenings and at weekends, emergency care is centralised at larger units.
If you live in a small locality, you may have to travel to the nearest town for emergency care. If your dentist judges that you are in need of more demanding treatment, you will get a referral to further treatment. Health services in Finland are offered in Finnish and Swedish. Often you can also get along with English.
When making an appointment for oral health care services, ask if it is possible to use an interpreter if you cannot speak any of the above-mentioned languages. Read more on the InfoFinland web page Do you need an interpreter? When you have made an appointment, it is important to be there on time.
If you have an appointment but cannot make it, it is very important that you cancel it in good time, normally on the previous day. If you do not arrive at the clinic and you have not cancelled your appointment, you will be charged a non-attendance fee. Private oral health care is more expensive than public oral health care.
If you are covered by Finnish social security, Kela will pay a part of the fee. Kela will not, however, compensate dental care that is purely cosmetic in nature. More information is available on the Kela website. For more information about the Finnish national health insurance, go to the InfoFinland web page Finnish social security,
Children regularly have dental check-ups. Children under school-age are given dental examinations once every few years. In some municipalities, children are sent invitations to dental examinations by letter. If the scheduled examination time is inconvenient, call the appointment booking service to change it.
In some municipalities, you need to book the examination appointment yourself. Schoolchildren have their dental examinations during the school day at the local health centre’s dental clinic. Dental examinations are done during 1st, 5th and 8th grade. Parents should come with the child to the dental examination, at least during 1st grade.
Why is Finland most free?
Overview. Finland’s parliamentary system features free and fair elections and robust multiparty competition. Corruption is not a significant problem, and freedoms of speech, religion, and association are respected. The judiciary is independent under the constitution and in practice.
Are taxes high in Finland?
High taxes, higher rewards: How Finland ensures a high quality of life | Aalto University Finland has some of the highest tax rates in the world — what do citizens get in return? Photo: Unto Rautio/Aalto University This article is the first of an English-language series on Finland and what makes the Nordic country’s wheels turn.
Finland is known for things like drinking the most coffee in the world and its world-class education system. The country is also rumoured to have some of the highest tax rates in the world. Does this hold true? Finland’s highest marginal tax rate is close to 60% – that’s not to say people pay that much tax on everything they make.
The marginal tax rate only touches the last euro of income earned and people falling into this tax bracket have an average tax rate of roughly 42%. This method of taxation is called progressive taxation. In practice, the more money you earn the more taxes you pay overall, most notably in your higher marginal tax rate. 
Timo Viherkenttä is a professor of practice in law and taxation and the former CEO of Finland’s state pension fund. Photo: Roope Kiviranta/Aalto University ‘The marginal tax rate in Finland is on the high side, while the average tax rate is much lower.
These are two different concepts that are often confused,’ explains Timo Viherkenttä, professor of practice in law and taxation at Aalto University. While the average tax rate for high earners is not very different from other countries, what sets Finland apart is when the highest marginal tax rate kicks in.
‘In some countries you end up with a 60% marginal tax rate only on very high incomes, but in Finland this isn’t the case. An annual income of €100,000 is enough to earn it,’ says Viherkenttä. So Finnish taxpayers are paying slightly higher taxes on the global scale, but those taxes are fuelling their vision of equality.
High taxes – if distributed appropriately and proportionately – can fund public institutions that allow a population to prosper. In Finland, the consensus is that while the population pays higher taxes, they also get many funded social programs that promote health, happiness and a higher quality of life in return.
These publicly-funded social programs are available to everyone, regardless of whether you’re rich or poor – promoting equal opportunity and a sense of community. 
Student Irene Purasachit works in the lab. Photo: Irene Puraschit/Aalto University ‘I think that health is a major factor in happiness. In Finland there’s always been heavy discussion around how to improve our healthcare and education systems – we prioritise these key initiatives so they’re not left behind,’ explains Viherkenttä.
- Finland has taken a leading position in education for many years.
- From elementary school to college and university, Finland’s entire education system is one of the most publicly-funded social structures in the country, while remaining mostly free to its people.
- And then there’s universal healthcare – another massive, publicly-funded social system.
In Finland this means that having basic healthcare is not contingent on a person being employed. ‘Every citizen has access to healthcare. Basic needs and services for the average person are mostly free while more specialised needs that take high priority can cost a little more,’ Viherkenttä says.
For example, seeing a specialist in cardiology for a 45-minute appointment will cost you about €30. And with a yearly payment ceiling, you won’t pay more than €683 per year for any specialized treatments, hospital visits or surgeries. A pension fund, also considered a tax of sorts, helps smooth the transition from work life to retirement – a time when people worry about what comes after ‘the salary’ – that thing that’s kept you in bread and silk for a majority of your adult life.
The concept is simple: when you work, you earn pension for your future retirement. Timo Viherkenttä The Finnish pension system is a mandatory system that everyone who works pays into. ‘The concept is simple: when you work, you earn pension for your future retirement.
- Your lifelong salaries determine the amount of money you’ll receive monthly once you retire.
- These funds are all managed professionally and this is one guess as to why Finns are happy with their country, and its infrastructure,’ says Viherkenttä, who was CEO of the State Pension Fund of Finland for five years.
‘Taxation – there’s two sides of the coin. It’s not a question of whether Finns are masochists and want to pay more. Finns get more social structure and safety with the higher taxes they pay. Nevertheless, we have to be vigilant that our tax euros are being spent efficiently,’ Viherkenttä concludes. How a country’s institutions take care of its people shows up in how satisfied people are with their lives Easy access to green areas and an environment of trust are some of the ingredients for success
Published: 3.2.2022 Updated: 18.3.2022
Researchers at Aalto University have discovered a way to convert polysaccharides from biowaste into a material that can outperform glass wool and other commercially used sound absorption materials with similar thickness. ‘Our unit is very young and dynamic. There are 15 of us in total. Our culture is vibrant, supportive, and embracing. It’s oriented towards professional growth and development.’ In the latest issue of Aalto University Magazine, the Dean of the School of Chemical Engineering, Kristiina Kruus, talks about aspirational engineering, a new way of thinking that takes inspiration from nature’s rational use of resources. A new project at Aalto University is developing techniques that will enable immobilized patients to control devices using their brain activity. The project builds on the multi-locus transcranial magnetic stimulation (mTMS) technology developed at Aalto, adapting it into a brain–computer interface (BCI) that can help patients with neurological conditions.
How high are Finnish taxes?
In Finland, the average single worker faced a net average tax rate of 30.8% in 2021, compared with the OECD average of 24.6%. In other words, in Finland the take-home pay of an average single worker, after tax and benefits, was 69.2% of their gross wage, compared with the OECD average of 75.4%.
Is Dutch healthcare expensive?
How much does a Dutch health insurance cost? – The average basic Dutch health insurance premium in 2023 is about 135 euro per month, Premiums are paid directly by each person to the chosen health insurance company. The amount depends on the chosen healthcare policy, deductible excess and selected supplemental coverages (if applicable).
- Income tax
- Deductibles
Why is healthcare not free in Netherlands?
How much is healthcare in the Netherlands? – In 2019, the Netherlands spent €97 billion on healthcare (or over €5,600 per inhabitant). This is reportedly around 10.2% of the GDP, which is slightly above the EU average of 9.9%. 
Photo: Solskin/Getty Images Despite the impression some might have, the Dutch healthcare system is not free. Instead, it is financed by a combination of social security contributions, mandatory health insurance, and other fees. “Other fees” points to a deductible ( eigen risico ) that residents pay when they need primary care.
- This deductible means that if you go to a hospital or need a medical device, you must first pay a portion of the costs before the insurance provider pays the rest.
- In 2023, the ‘eigen risico’ is a total of €385 for the entire year.
- The ‘eigen risico’ does not apply to visits to a family doctor, obstetric or maternity care, or district nursing ( wijkverpleging ).
These services are completely free. Lastly, there are some primary care needs that require a personal contribution ( eigen bijdrage ). This can be, for example, hearing aids or orthopedic shoes. The government annually decides which needs require this ‘eigen bijdrage’.
Where does the Netherlands rank in healthcare?
The Netherlands has ranked first in the Euro Health Consumer Index, which measures how satisfied citizens are with their health care system. Followed by Denmark, Iceland, Luxembourg, and Belgium, the Netherlands offers patients the best arrangement for participating in health care decisions and policymaking, according to the report.
http://www.bmj.com/content/344/bmj.e3430 (subscription needed) http://www.healthpowerhouse.com/index.php?option=com_content&archive=news&view=article&id=328%3A&itemid=54&menu=yes
(subscription needed)
What is the most common disease in Finland?
Noncommunicable diseases – The most significant problems are currently circulatory diseases, cancer, musculoskeletal diseases and mental health problems. Emerging problems are, chronic lung diseases and type 2,300 000 Finns are diagnosed with diabetes.
- Approximately 200 000 suffer from type 2 diabetes unknowingly and many more have prediabetes.
- The number of people with diabetes are estimated to double in 10 years.
- Most of the incidences could be prevented with healthy life styles, i.e.
- Sufficient level of physical activity, obtaining normal weight and eating healthy.
Major causes of deaths in Finland are cardiovascular diseases, malignant tumours, dementia and Alzheimer’s disease, respiratory diseases, alcohol related diseases and accidental poisoning by alcohol. In 2010 the leading causes of death among men aged 15 to 64 were alcohol related deaths, ischaemic heart disease, accident, suicides, lung cancer and cerbrovascular diseases.
How healthy is Finland?
Finland appears to have a high performing health system, with remarkable good quality in both primary and hospital care. The country also achieves good health status at relatively low level of health spending.
How many paid sick days in Finland?
The sickness allowance is paid as compensation for loss of income due to incapacity for work lasting less than a full year. You need a medical certificate to qualify for sickness allowance. Sickness allowance is usually available for up to 60 working days if based on a medical certificate A.
How much does it cost to go to the hospital in Finland?
Client fee for residents of a municipality – If you have a municipality of residence in Finland, you can use all public health care services. The client fee charged for treatment is the same for all residents regardless of their citizenship or the country from which they arrived in Finland.
You will usually receive an invoice for the client fees to your home address. Alternatively, you can receive an invoice for the client fee at the place of treatment. In some public health care units, you can pay the client fee directly in cash or with a debit card. As a rule, health care client fees are fixed.
The client fee for public health care will not vary according to the actual cost of the health care service that you use or the treatment that you receive. Client fees vary slightly from municipality to municipality, but the maximum fees are as follows (2022–2023): Health centres:
Consultations with a doctor: The maximum one-time fee is EUR 20.90. A health centre may charge the fee up to three times per calendar year. Alternatively, an annual fee of up to EUR 41.80 per calendar year may be charged. Basic fee per dental care visit (on top of the basic fee, there are separate procedure fees for dental treatments and examinations):
up to EUR 10.30 for treatment provided by an oral hygienist up to EUR 13.30 for treatment provided by a dentist up to EUR 19.50 for treatment provided by a specialist dentist
Hospitals:
Outpatient clinic fee: EUR 41.80 per visit Daily hospital charge: EUR 49.60 per day Day surgery procedure: EUR 136.90 Daily psychiatric hospital charge: EUR 22.80 per day Serial therapy: EUR 11.60 per visit (serial therapy includes, e.g. continuous dialysis, radiotherapy or cytostatic therapy and medical rehabilitation)
Public health care can invoice an appointment that has been reserved but not used.
What country has the most expensive health care?
As our chart illustrates, U.S. per-capita healthcare spending (including public and private as well as compulsory and voluntary spending) is higher than anywhere else in the world, with second-placed Germany trailing quite far behind. On average, healthcare costs in the U.S. amounted up to $12,318 per person in 2021.
Are taxes high in Finland?
High taxes, higher rewards: How Finland ensures a high quality of life | Aalto University Finland has some of the highest tax rates in the world — what do citizens get in return? Photo: Unto Rautio/Aalto University This article is the first of an English-language series on Finland and what makes the Nordic country’s wheels turn.
- Finland is known for things like drinking the most coffee in the world and its world-class education system.
- The country is also rumoured to have some of the highest tax rates in the world.
- Does this hold true? Finland’s highest marginal tax rate is close to 60% – that’s not to say people pay that much tax on everything they make.
The marginal tax rate only touches the last euro of income earned and people falling into this tax bracket have an average tax rate of roughly 42%. This method of taxation is called progressive taxation. In practice, the more money you earn the more taxes you pay overall, most notably in your higher marginal tax rate. Timo Viherkenttä is a professor of practice in law and taxation and the former CEO of Finland’s state pension fund. Photo: Roope Kiviranta/Aalto University ‘The marginal tax rate in Finland is on the high side, while the average tax rate is much lower.
- These are two different concepts that are often confused,’ explains Timo Viherkenttä, professor of practice in law and taxation at Aalto University.
- While the average tax rate for high earners is not very different from other countries, what sets Finland apart is when the highest marginal tax rate kicks in.
‘In some countries you end up with a 60% marginal tax rate only on very high incomes, but in Finland this isn’t the case. An annual income of €100,000 is enough to earn it,’ says Viherkenttä. So Finnish taxpayers are paying slightly higher taxes on the global scale, but those taxes are fuelling their vision of equality.
High taxes – if distributed appropriately and proportionately – can fund public institutions that allow a population to prosper. In Finland, the consensus is that while the population pays higher taxes, they also get many funded social programs that promote health, happiness and a higher quality of life in return.
These publicly-funded social programs are available to everyone, regardless of whether you’re rich or poor – promoting equal opportunity and a sense of community. Student Irene Purasachit works in the lab. Photo: Irene Puraschit/Aalto University ‘I think that health is a major factor in happiness. In Finland there’s always been heavy discussion around how to improve our healthcare and education systems – we prioritise these key initiatives so they’re not left behind,’ explains Viherkenttä.
Finland has taken a leading position in education for many years. From elementary school to college and university, Finland’s entire education system is one of the most publicly-funded social structures in the country, while remaining mostly free to its people. And then there’s universal healthcare – another massive, publicly-funded social system.
In Finland this means that having basic healthcare is not contingent on a person being employed. ‘Every citizen has access to healthcare. Basic needs and services for the average person are mostly free while more specialised needs that take high priority can cost a little more,’ Viherkenttä says.
- For example, seeing a specialist in cardiology for a 45-minute appointment will cost you about €30.
- And with a yearly payment ceiling, you won’t pay more than €683 per year for any specialized treatments, hospital visits or surgeries.
- A pension fund, also considered a tax of sorts, helps smooth the transition from work life to retirement – a time when people worry about what comes after ‘the salary’ – that thing that’s kept you in bread and silk for a majority of your adult life.
The concept is simple: when you work, you earn pension for your future retirement. Timo Viherkenttä The Finnish pension system is a mandatory system that everyone who works pays into. ‘The concept is simple: when you work, you earn pension for your future retirement.
Your lifelong salaries determine the amount of money you’ll receive monthly once you retire. These funds are all managed professionally and this is one guess as to why Finns are happy with their country, and its infrastructure,’ says Viherkenttä, who was CEO of the State Pension Fund of Finland for five years.
‘Taxation – there’s two sides of the coin. It’s not a question of whether Finns are masochists and want to pay more. Finns get more social structure and safety with the higher taxes they pay. Nevertheless, we have to be vigilant that our tax euros are being spent efficiently,’ Viherkenttä concludes. How a country’s institutions take care of its people shows up in how satisfied people are with their lives Easy access to green areas and an environment of trust are some of the ingredients for success
Published: 3.2.2022 Updated: 18.3.2022
Researchers at Aalto University have discovered a way to convert polysaccharides from biowaste into a material that can outperform glass wool and other commercially used sound absorption materials with similar thickness. ‘Our unit is very young and dynamic. There are 15 of us in total. Our culture is vibrant, supportive, and embracing. It’s oriented towards professional growth and development.’ In the latest issue of Aalto University Magazine, the Dean of the School of Chemical Engineering, Kristiina Kruus, talks about aspirational engineering, a new way of thinking that takes inspiration from nature’s rational use of resources. A new project at Aalto University is developing techniques that will enable immobilized patients to control devices using their brain activity. The project builds on the multi-locus transcranial magnetic stimulation (mTMS) technology developed at Aalto, adapting it into a brain–computer interface (BCI) that can help patients with neurological conditions.
Who pays for medical visits in Finland?
The country that provided the treatment will invoice Finland for the costs for the treatment. Although you may not have to pay for the treatment, Finland will still receive an invoice for the expenses. Usually, Finland will be invoiced an amount that reflects the actual costs of your care.