Covering Costs of Tummy Tuck – One of the first concerns many of our patients ask is, “Will my insurance cover a belly tuck?” The correct response is both yes and no. In many instances, a belly tuck is only a cosmetic treatment; therefore, most insurance policies do not cover it.
If you are having rashes or skin infections, however, the procedure becomes a medical necessity. In this situation, your insurance may pay a portion of the cost of your stomach tuck. Why are only a portion of the expenditures covered? A belly tuck consists of two phases. The first step includes tightening the abdominal muscles beneath the skin to achieve a smooth shape.
In the second step, extra skin is removed so that the remaining skin may be tightened around the abdomen. The second phase of medically essential operations is covered by insurance, as the removal of superfluous skin is required to eliminate the danger of rashes and infections.
How much did my tummy tuck cost?
How do I get my insurance to pay for my tummy tuck?
The price can range from $8,000 and $15,000, without including anesthesia and other extras. A belly tuck is more affordable but not covered by insurance. This elective treatment costs around $6,200 on average. The success rates of panniculectomies and stomach tucks are comparable.
Would my insurance cover an abdominoplasty?
Answer: Although tummy tucks are not reimbursed by insurance, a panniculectomy may be. A stomach tuck removes excess skin and fat from the upper and lower abdomen, as well as tightens the abdominal muscles. A belly tuck is always elective and is never covered by health insurance.