What to Do About Your Ticket for Lack of Proof of Insurance – If you are stopped and unable to provide evidence of insurance, the court will infer you do not have coverage. However, you may contest your ticket in court if you have insurance but were unable to provide proof at the time of your ticket.
The court will dismiss the fine if you can present proof that you were insured at the time you received the ticket. You are still responsible for paying the administrative cost. If you did not have insurance when your ticket was issued, you may still be able to rectify the situation. Although you were in violation of the law at the time of your infringement, you can still obtain insurance and produce proof of coverage.
The court may accept this evidence and lessen the amount you owe for your no insurance proof ticket.
How can you get a Texas citation for no insurance dismissed?
If you were issued a ticket for no insurance or failure to produce proof of financial responsibility and you have valid insurance at the time of the citation, you must present proof of insurance coverage to the court within 15 days in order for the Judge to dismiss the citation.
Every other dismissal needed a court appearance. The following materials must be submitted for the court to verify your insurance coverage: Date the policy went into effect and its expiry Make, model, and year of each car covered Name and address of each individual covered by the insurance Name, mailing address, and telephone number of the insurer Policy limitations or a declaration from the insurance carrier that satisfies the minimum liability insurance requirements for that specific vehicle.
Policy identification number If the evidence provided to the court is missing any of the six conditions, it will not be accepted without judicial permission. The finest document is the vehicle insurance policy declaration page. In its absence, an insurance card containing the six things listed above will be acceptable.
- If the declaration page or card is unavailable, a letter from your insurance provider including all of the necessary information will suffice.
- Operating Another Person’s Car Citations obtained while operating another person’s vehicle will require you to provide evidence that the owner authorized you to drive and that you are not an excluded driver under the insurance policy.
A letter signed and dated by the registered owner granting authorization to operate the vehicle is acceptable. Unlicensed Motorists Be cautioned that few, if any, insurance companies will bear liability if a motorist without a valid license is operating a car.
How much is a Missouri no insurance ticket?
If you are discovered driving in Missouri without the appropriate insurance, you may face severe fines, depending on the circumstances. In addition to a $500 fine and/or 15 days in jail, you may lose your driving privileges for a year and be required to pay a $400 reinstatement fee. In addition, “no insurance” citations cannot be deleted from your Missouri driving record.
| Types of Penalties | First Offense | Second Offense | Third & Subsequent Offense |
|---|---|---|---|
| Fine | N/A | Not to exceed $500 | Not to exceed $500 |
| Driving Privilege | Driver’s license, registration and license plates suspended until adequate insurance is obtained | Driver’s license, registration and license plates suspended for 90 days | Driver’s license, registration and license plates suspended for one year |
| Reinstatement Requirements | $20 fee | $200 fee | $400 fee |
| Driving Record | 4 points | 4 points | 4 points |
| Community Service and/or Imprisonment | N/A | Up to 15 days in jail | Up to 15 days in jail |