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What is a unique risk?
Special Risks is a phrase used to describe accounts whose premium size, unique exposures, or other features necessitate specialist management by an underwriting operation established particularly for that reason. The definition of “particular risk” differs from insurer to insurer.
What is a particular risk inside insurance?
For an investor, a specific risk is a danger that is unique to a certain firm, industry, or market segment. It is the inverse of global market risk and systemic risk. It is also known as unsystematic risk and diversifiable risk.